Ottawa Mortgage Calculator | The Campbell-Maric Group

Property Details

Purchase Price

Down Payment

10.0% down Min: $27,500

⚠️ Below minimum required

Interest Rate

Amortization

Payment Frequency

✓ Accelerated payments save interest!

First-time buyer (LTT rebate up to $4,000) Include property tax (1.07%) Include home insurance (0.12%) Include condo fees

Mortgage payment $2,804.62

Property tax (est.) $490.42

Home insurance (est.) $55.00

Condo fees $0

Total Monthly $3,295.04

Premium (4%) $19,800

Ontario PST (due at closing) $1,584

Premium added to mortgage. Less than 20% down requires insurance.

Land transfer tax $8,475

First-time buyer rebate -$4,000

Net LTT $4,475

Down payment $55,000

Land transfer tax $4,475

PST on CMHC $1,584

Legal, inspection, title $2,300

Total Cash Required $63,359

Total payments $841,386

Total interest $326,586

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This calculator provides estimates only and does not constitute financial advice. Always consult with a licensed mortgage professional.